Payment infrastructure for
modern digital businesses
Accept payments, manage balances, automate workflows and integrate financial operations through one developer-friendly platform.
How money moves through Growzy
Built for developers and finance teams
Merchant wallet
Available and held balances with an immutable double-entry ledger. Every rupee is accounted for, journal by journal.
UPI checkout
Server-authoritative payment sessions with QR, UPI intent links and reference verification. Sessions expire server-side.
Developer API
HMAC-SHA256 signed REST API with scopes, idempotency keys, replay protection and request logging.
Signed webhooks
Event-driven integration with automatic retries using exponential backoff. SSRF-protected endpoint registration.
Telegram payments
Connect a bot and create checkout sessions directly from chats. Encrypted bot tokens at rest.
Payment links
Shareable hosted payment pages with configurable amounts, expiry and usage limits. No code required.
Security by default
CSRF, XSS and SQL-injection protection, RBAC, rate limiting, 2FA for admins, audit logs and SSRF guards.
Reports & reconciliation
Wallet vs ledger vs transaction reconciliation with match reporting. Real data only — nothing fabricated.
Start accepting payments today
Create a merchant account, verify your email and your wallet is ready in seconds.
Create your account